Restore Your Financial with Our Credit Repair Services

---

Your credit score is a 3-digit number on a scale of 300 to 850 that suggests how creditworthy you are—meaning, how good you are with credit and how much you can be trusted to pay back what you borrow. 

Potential lenders will use this number to decide what kinds of credit cards and loans to offer you.

Generally, the higher the score, the better the offers. 

There are a few different types of scores, but the two best-known are your FICO Score and your Vantage Score. 

They’re calculated based on the information that shows up on your credit report.

Generally speaking, there are five tiers of credit score. 

A good credit score is anything above 670.

Your credit can be brought down a lot faster than it can be brought up, so it might help to review these things that can hurt your credit: 

- Not paying bills on time 

- Filing for bankruptcy or foreclosure 

- Applying for too many credit accounts 

- Carrying high balances on your credit cards 

- Ignoring questionable negative items on your report

There are five main contributors to your credit score–payment history, amount of debt, length of credit history, credit mix and new credit. 

Managing your credit wisely by paying your bills on time, paying debt down and maintaining your current accounts could improve your score. 

Beyond these five factors, your credit could contain negative items that are unfair or inaccurate, which can stay on your reports for up to seven to 10 years. 

If you don’t want to wait that long, you can try repairing your credit.

Credit repair is the process of addressing any questionable negative items that could be hurting your credit profile. If the bureaus and your creditors can’t verify these items are fair and accurate, they are required to remove them. 

Unfortunately, we can’t guarantee anything. 

But we can promise to help you work to address any unfair or inaccurate negative items hurting your credit profile.

Honestly, we can’t say. There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different. 

That being said, past members have seen an average increase of 40 points in just four months, and have typically stayed with us for six months.

Anything in your credit history that could lower your score is a negative item. 

Things like collections, late payments, charge-offs, liens, bankruptcies, repossessions and more. 

Especially if these negative items came as a result of identity theft, divorce, medical debt, student debt or military leave, you may be able to remove them through credit repair.

Smart Move Financial Solutions LLC has been in business for 5 years after carefully studying we decided to expand our services and add credit repair to our list of things.  

Smart Move Financial Solutions LLC has an offices based out of Florence, SC.
633 E Ashby Rd Ste E, Florence, SC 29506. We are also a virtual office as well.

 We’ll stop your service. We won’t delete your account, but unfortunately, we can’t provide our services for free.

If you can’t afford your current service level, however, we are more than happy to work with you to provide a different product more suited to your needs and budget.

Smart Move offers several products at varying prices. While we can’t guarantee better results, our more expensive service levels do offer additional monthly challenges and disputes, which may help you reach your credit goals sooner.